STRATEGIC ROLES OF MAQASID SHARIAH ON DIGITAL ADOPTION BY B-40 MUSLIM ENTREPRENEURS: A QUALITATIVE INQUIRY
DOI:
https://doi.org/10.33102/mjsl.vol14no1.1091Keywords:
Bottom-40, digital adoption, Muslim entrepreneurs, Maqasid ShariahAbstract
This study examines the experts' insights into Maqasid-based strategic plans to forestall the challenges of digital adoption among B40 Muslim entrepreneurs. B40 businesses contribute up to 35% of the GDP and provide 70% of jobs in the Malaysian economy. Despite its significant contribution to the Malaysia economy, there seems to be a pocket of failure among the digital adoption of B40 Muslim entrepreneurs in Malaysia, triggering the dire intervention to help B40 Muslim entrepreneurs in digital adoption, particularly in the post-COVID-19 era where entrepreneurs are migrating from offline to online platforms across the globe. The study explores how Maqasid Shariah, which prioritizes the preservation of faith, life, intellect, progeny, and wealth, can guide ethical and inclusive digital transformation. The research involved focus group discussions with experts in various fields like entrepreneurship, digital tools, Islamic finance, and Maqasid Shariah using qualitative methods. We focused on Muslim entrepreneurs to offer valuable insights into how cultural and religious factors influence their digital strategies, thereby enhancing their empowerment and success. The FGD session investigates how Maqasid Shariah principles can guide the ethical and inclusive adoption of digital technologies. The study uses NVIVO-15 software to describe the implication of frequency terms and the consensus matrix among the informants. The results offer strategic insights and policy recommendations to improve digital inclusion, economic resilience, and well-being for B40 Muslim entrepreneurs while respecting their religious and cultural values. This approach could also serve as a model for other Muslim communities aiming to align digitalization with Islamic principles.
Downloads
References
Abbass, A. (2020). Characteristics of Islamic entrepreneurship: success of Small and Medium Enterprises (SMEs) in Pakistan. Business and Social Science Journal, 5(2), 1–15. https://doi.org/10.13140/RG.2.2.20908.90242
Abd Hadi, F.-S., Pei Tha, G., Zulkifli, N., Ismail, Z., Romli, N., Azahari Ahmad, M., Asmy Mohd Thas Thaker, M., & Faizal Ahmad Zaidi, M. (2020). The involvement of B40 entrepreneurs in E-Commerce: Experience from Malaysia. In International Journal of Advanced Science and Technology (Vol. 29, Issue 6).
Asri Abdullah M., S. E. E. Md.,. (2021). Halal entrepreneurship: concept and business opportunities. In Entrepreneur Hip- Contemporary Issues.
Bahri, E. S., Mizan, M., Aslam, M., Alwi, A., & Hasan, H. (2019). Maqasid Al-Shariah in Micro-entrepreneurs Development: An Overview. www.depkop.go.id
Braun, V., & Clarke, V. (2006). Using thematic analysis in psychology. Qualitative Research in Psychology, 3(2), 77–101. https://doi.org/10.1191/1478088706qp063oa
Corbin, J., & Strauss, A. (1990). Grounded Theory Research: Procedures, Canons and Evaluative Criteria (Vol. 6).
Creswell, J. W. (2014). Research design qualitative quantitative and mixed methods approaches. Research Design Qualitative Quantitative and Mixed Methods Approaches, 3–26. https://doi.org/10.3109/08941939.2012.723954
Daniela Rusu Mocanasu. (2020). Determining the sample size in qualitative research. International Multidisciplinary Scientific Conferences on the Dialogue between Sciences & Arts, Religion & Education, 4(4). https://doi.org/10.26520/mcdsare.2020.4.181-187
Delagic L., & Ghalia B., (2018). Al-Itqān Journal of Islamic Sciences and Comparative Studies. http://journals.iium.edu.my/al-itqan/index.php/alitqan/index
Faizal P. M., Ridhwan Ab Aziz, M., Ab Wahab, K., & Mohd Amin, S. (2022). The characteristics of Muslimpreneurs from the view of Muslim Scholars and academician. International Journal of Teaching and Education, II(2), 47.
Feliciano-Cestero, M. M., Ameen, N., Kotabe, M., Paul, J., & Signoret, M. (2023). Is digital transformation threatened? A systematic literature review of the factors influencing firms’ digital transformation and internationalization. Journal of Business Research, 157. https://doi.org/10.1016/j.jbusres.2022.113546
Foisal, M. T. M., Alam, M. A., & Abedin, M. T. (2023). Digital technologies in entrepreneurship and shifting of entrepreneurial trajectories. In Entrepreneurial Processes in the Era of Digital Transformation (pp. 45–66). De Gruyter. https://doi.org/10.1515/9783110790313-005
Hikmah, R., Djuwita, D., & Widagdo, R. (2019). Effect of financial literation and financing-effectivity toward the growth of small enterprises: Case study in Bank Syariah Mandiri, Majalengka. AL-FALAH : Journal of Islamic Economics, 4(2), 163. https://doi.org/10.29240/alfalah.v4i2.941
Huda, M., Fajaruddin, A., Sunjoto, A. R., Triyawan, A., & Lukman Nugraha, A. (2019). Analysis of Maqashid Sharia Index (MSI) against consumer behavior patterns. 7th ASEAN Universities International Conference on Islamic Finance, Revival of Islamic Social Finance to Strengthen Economic Development . https://doi.org/10.5220/0010121300002898
Ibn Ashur, M. A. T. (2006). Ibn Ashur: Treatise on Maqasid al-Shariah. (M. El-Ghazali, Trans.). Herndon, VA: International Institute of Islamic Thought (IIIT).
Jasser Auda. (2007). Maqasid al-Shariah as Philosophy of Islamic Law A Systems Approach.
Kathy Charmaz. (2000). Grounded Theory: The Objectivist and Constructivist in NK Y. Denzin Y.S. Lincoln Handbook of Qualitative Research. Sage.
Khan, Y.K., Arshad A.S., and Arshad A.F., (2021). Embarking in entrepreneurship during COVID-19 Pandemic: Determinants of Entrepreneurial Readiness of B40 Group in Malaysia. An International Journal, 13(4), 46.
Laila, N., Rusydiana, A. S., & Assalafiyah, A. (2021). The impact of COVID-19 on the Halal Economy: A Bibliometric approach. https://digitalcommons.unl.edu/libphilprac
Lumbwe, E., Karim, A. M., & Adaikalam, J. (2023). Incorporating fraud risk management into the fabric of sustainable digital business operations: Post-pandemic Era. International Journal of Academic Research in Business and Social Sciences, 13(11). https://doi.org/10.6007/ijarbss/v13-i11/19682
Maksimenko, I., Vashko, T., & Zdrestova-Zakharenkova, S. (2021). Digital transformation and its challenges to the strategic management system. SHS Web of Conferences, 106, 01035. https://doi.org/10.1051/shsconf/202110601035
Soltanifar, M., Hughes, M. & Göcke, L., (2021). Digital entrepreneurship: Impact on business and society, Springer International Publishing. https://doi.org/10.1007/978-3-030-53914-6
Mat, R. C., & Husin, S. (2019). Islamic entrepreneurial success among B40 single mothers Islamic: A proposed predictive model Ulama’ Malaysia Muslim scholars assoc. https://www.researchgate.net/publication/335134676
Mokhtar, A., & Wahid, N. (2021). The Adoption of integrated marketing communication by B40 Women In Malaysia: An Islamic Perspective.
Nahrkhalaji, S. S., Shafiee, S., Shafiee, M., & Hvam, L. (2019). Challenges of digital transformation: The case of the non-profit sector. IEEE International Conference on Industrial Engineering and Engineering Management, 2019-December, 1245–1249. https://doi.org/10.1109/IEEM.2018.8607762
Neom. W., (2024). What is the B 40, M 40 & T 20 in Classification in Malaysia. Prepsocial.
Onwuegbuzie, A. J., Dickinson, W. B., Leech, N. L., & Zoran, A. G. (2009). A qualitative framework for collecting and analyzing data in focus group research.
O.Nyumba, T., Wilson, K., Derrick, C. J., & Mukherjee, N. (2018). The use of focus group discussion methodology: Insights from two decades of application in conservation. Methods in Ecology and Evolution, 9(1), 20–32. https://doi.org/10.1111/2041-210X.12860
Punithaa K. B., Boon Hwa, T., & Haris M. A. (2018). Unlocking Malaysia’s digital future: Opportunities, challenges and policy responses. www.bnm.gov.my
Rahman, A., Latip, A., Othman, N., Aziz, N., Hassan, R., Hamrullah, M., Nur, M., Pembangunan, Y., & Terengganu, K. (2024). Empowering B40 women in Malaysia: A Socioeconomic impact assessment of the Ecer-Suri@Home program Universiti Malaysia Terengganu, Malaysia. In Journal of the Malaysian Institute of Planners Volume (Vol. 22).
Rajiani, I., Ali, S., Yar Khan, M., Javeed, A., Aljuaid, M., Mehmood, S., Mahmood, Z., Shahid, D., & Sikandar Wali, S. (2022). Factors affecting youth empowerment and entrepreneurial initiatives: Social implications and way forward.
Rasool, M. S. A., Yusof, M. A. M., & Ali, S. M. (2020). Wellbeing of the society: A Maqāşid Al-Sharī‘ah approach. Afkar, 2020(Special Issue 1), 25–46. https://doi.org/10.22452/afkar.sp2020no1.2
Rokis, R., & Basir, N. (2018). Poverty, women’s empowerment and social entrepreneurship among b40 urban women in Malaysia. https://www.researchgate.net/publication/330214730
Salleh, F., Huda Sahari, N., Khadijah, S., Manan, A., Abdullah, C. Z., & Yahya, Z. (2019). Maqasid Shariah in the guidelines for Iddah of women upon husband’s death.
Samsudin, H. B., & Nadzrulizam, A. A. (2020). Relationship between B40 household income and demographic factors in Malaysia. The International Journal of Innovative Technology and Exploring Engineering, 10(2), 113–117. https://doi.org/10.35940/ijitee.B8286.1210220
Securities Commission Malaysia. (2023). Maqasid Shariah Guidance: Islamic Capital Market Malaysia.
Shayan, N. F., Mohabbati-Kalejahi, N., Alavi, S., & Zahed, M. A. (2022). Sustainable Development Goals (SDGs) as a Framework for Corporate Social Responsibility (CSR). Sustainability (Switzerland), 14(3). https://doi.org/10.3390/su14031222
Shen, K. N., Lindsay, V., & Xu, Y. (Calvin). (2018). Digital entrepreneurship. In Information Systems Journal (Vol. 28, Issue 6, pp. 1125–1128). Blackwell Publishing Ltd. https://doi.org/10.1111/isj.12219
Sholihin, M., Shalihin, N., Ilhamiwati, M., & Hendrianto, H. (2022). Maqasid-based consumption intelligence: an empirical model of its application to the intention of halal purchase. International Journal of Ethics and Systems. https://doi.org/10.1108/IJOES-11-2021-0204
The ASEAN. (2022). Promoting Decent Work and Protecting Informal Workers. ASEAN Magazine.
World Bank Group. (2021, June 25). Malaysias digital economy- A new driver of development . Research & Publication, World Bank Group.
Zailani, M. N., Mohd Satar, N., & Hazli Zakaria, R. (2022). A review of indicators for the preservation of wealth (Hifz Al-MaL) based on Maqasid Al-Shariah. Journal of Islamic Philanthropy & Social Finance, 4(1), 2022. http://www.cipsf.my/#
Published
Issue
Section
Categories
License
Copyright (c) 2026 Saheed Abdullahi Busari, Rohaiza Abd. Rokis, Mohd. Fuad Md. Sawari, Noor Azizah Mohamadali, Muhammad Amanullah

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.






































